Tenant screening companies provide information such as credit history, eviction information, rental payment history, identity verification, income and employment verification, and criminal background data to landlords, property management companies, and others. A tenant screening report with negative information in it, such as prior housing evictions, could result in a rejected lease application, or it could result in approval of the application but with tough conditions inserted into the lease agreement such as a requirement that you pay months of additional rent in advance or a higher security deposit. Many tenant screening companies won’t have information on you unless you apply for rental housing or otherwise authorize a landlord or property manager to obtain a report from them.
If you are denied as a tenant, “conditionally accepted”, or asked to pay a higher deposit or rent the landlord or property management company is REQUIRED to give you an adverse action notice so you may have the opportunity to correct any errors. The adverse action notice should contain the name of the tenant screening agency they used. The largest in the US are listed below.