Check and bank account screening

Banks and credit unions use check and bank screening reports to help decide whether to offer you a checking account or to cash your checks. For example, you may have negative information in your report if you had a checking account before and you have an unpaid negative balance on that account, such as from an overdraft that you have not repaid, if the account was closed by the bank, or if you were suspected of fraud related to the account. If you have been a victim of bank account and/or check-writing fraud, or have had prior difficulties opening or closing a bank account (such as being denied a bank account), review your check and bank screening report(s) and dispute them if inaccurate..

Check and bank account screening companies

Check and bank account screening

Collects check writing histories and provides check and ACH verification services for retail merchants and gaming establishments who accept checks as payment.

To order your free report |

Phone: (800) 237-3826
Address: Certegy Payment Solutions, LLC

Attn: CFDR Request

P.O. Box 908

Grand Junction, CO 81502

ChexSystems, Inc.

Provides account verification services primarily for financial institutions. Collects and reports data on checking account applications, openings, and closures, including reasons for account closure. ChexSystems is owned by the eFunds subsidiary of Fidelity National Information Services, Inc. (FNIS).

To order your free report |

Phone: (800) 428-9623
Address: ChexSystems, Inc.

Attn: Consumer Relations

P.O. Box 583399

Minneapolis, MN 55458

CrossCheck, Inc.

Provides check verification and guarantee services primarily for automotive sales and repair, building supply, home improvement, retail, medical, dental, and veterinarian industries.

To order your free report |

Phone: (800) 843-0760
Address: CrossCheck, Inc.

Attn: Consumer Inquiry Department

P.O. Box 6008

Petaluma, CA 94955-6008

Early Warning Services, LLC

Assists financial institutions, check acceptance companies such as retail merchants, payment processors, and other financial entities in detecting and preventing fraud associated with bank accounts and payment transactions. Early Warning is co-owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank and Wells Fargo.

To order your free report |

Phone: (800) 745-1560
Address: Early Warning

Attn: Consumer Services Department

16552 North 90th Street

Scottsdale, AZ 85260

Global Payments Check Services LLC

Provides check screening and verification services for various consumer-facing industries.

To order your free report |

Phone: (800) 638-4600 (Ext. 410)
Address: Global Payments Check Services LLC

Attn: FACT ACT Support

P.O. Box 480357

Niles, IL 60714-0357

TeleCheck Services, Inc.

Assists retailers, financial institutions and other businesses in reducing fraud and other risks associated with accepting payments and opening accounts using check writing, and other checking account related information. TeleCheck is a wholly-owned subsidiary of Fiserv Inc.

To order your free report |

Phone: (888) 395-0277
Address: SageStream, LLC

LexisNexis Risk

Solutions Consumer


P.O. Box 105108

Atlanta, GA 30348-5108